Terms and Conditions of Use
The Company is in the business of providing investment-related research and advice. Litman Gregory Asset Management, LLC and Litman Gregory Fund Advisors, LLC are federally registered investment advisory firms and may only transact business or render investment advice in jurisdictions where they are registered, have filed notice, or are otherwise excluded or exempted from notice and registration requirements. Any communication by either of those entities with users of the Site in any jurisdiction where such entity and its investment adviser representatives (if any) are not registered or licensed shall be limited so as to not trigger registration or licensing requirements. Nothing on the Site should be construed as personalized investment advice, which can be provided only in one-on-one communications by Litman Gregory Asset Management, LLC or Litman Gregory Fund Advisors, LLC.
LIMITATIONS ON USE
Notwithstanding the preceding paragraph, if you subscribe to AdvisorIntelligence, you may use the materials you obtain on the Site through such subscription to the extent expressly permitted under the written terms of the AdvisorIntelligence subscription agreement.
If you obtain a password to access any part of the Site, you may not allow others to use your user name or password. If your password has been compromised for any reason, you must contact the Company immediately for a new password. If you provide your password to any third party, you will be solely responsible for any actions that party takes using your password.
You may not link other websites to the Site without the Company’s prior written permission. You may not use the Site to advertise or perform any commercial solicitation. You may not use any robot, spider, scraper or other automated means to access the Site for any purpose without the Company’s prior written permission. You may not take any action that imposes, or that we believe in our sole discretion may impose, an unreasonable or disproportionately large load on our infrastructure, interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site, or bypass any measures we may use to prevent or restrict access to the Site. Any rights not expressly granted herein are reserved.
OWNERSHIP OF CONTENT
NO SECURITIES OFFERING OR INVESTMENT ADVICE
The funds advised by Litman Gregory Asset Management, LLC and Litman Gregory Fund Advisors, LLC are not offered through the Site. An offer regarding any such fund may be made only after you have received the appropriate disclosure documents concerning that fund and have had the opportunity to discuss all matters concerning any prospective investment that you desire. The Site does not provide all information material to an investor’s decision to invest in any such fund, including, but not limited to, risk factors. For more information, please refer to a fund’s Prospectus or Confidential Offering Circular and read it carefully before you invest.
The information in the Site should not be construed as any endorsement, recommendation or sponsorship of any company or security by the Company. There are inherent risks in relying on, using or retrieving any information found on the Site, and the Company urges you to make sure you understand these risks before relying on, using or retrieving any information on the Site. You should evaluate the information made available through the Site, and you should seek the advice of professionals, as appropriate, to evaluate any opinion, advice, product, service or other information. You agree that the Company is not liable for any action you take or decision you make in reliance on any information on the Site.
The Company’s services are designed to integrate with the services provided by its clients’ other financial, legal and tax advisers, not to replace their services. The Company advises its clients from time to time on non-investment related matters, but clients must rely on their other professional advisers for final approval and/or implementation of non-investment matters.
You acknowledge that any of your requests for information are unsolicited and any information provided on the Site shall neither constitute nor be construed as investment advice by the Company to you or constitute the formation of an investment advisory relationship, or any other client relationship. The Company does not guarantee the suitability or potential value of any particular investment or information source. The Company may invest or otherwise hold an interest in securities that may be discussed on the Site.
INFORMATION FROM USERS
As a condition to your use of the Site, you represent and warrant to, and agree with the Company that, all of the information that you provide is truthful, accurate and complete.
DISCLAIMERS AND LIMITATION OF LIABILITY
THE INFORMATION, SOFTWARE AND SERVICES PUBLISHED ON THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. DUE TO VARIOUS FACTORS, INCLUDING THE INHERENT POSSIBILITY OF HUMAN AND MECHANICAL ERROR, THE ACCURACY, COMPLETENESS, TIMELINESS AND CORRECT SEQUENCING OF SUCH INFORMATION, SOFTWARE AND SERVICES AND THE RESULTS OBTAINED FROM THEIR USE ARE NOT GUARANTEED BY THE COMPANY OR ANY PERSONS CREATING OR TRANSMITTING SUCH INFORMATION, SOFTWARE AND SERVICES.
THE COMPANY AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE CONTENT AND OPERATION OF THE SITE AT ANY TIME WITHOUT NOTICE. THE SITE MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME DUE TO REQUIRED MAINTENANCE, TELECOMMUNICATIONS INTERRUPTIONS OR OTHER REASONS.
THE COMPANY AND ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES CONTAINED ON THIS WEBSITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. THE COMPANY AND ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND AVAILABILITY. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
YOUR USE OF THE SITE IS AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, LOSS OF DATA OR ANY OTHER DAMAGE OR LOSS THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT FROM THE SITE. IN NO EVENT SHALL THE COMPANY AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH OR RELATING TO THE USE OF OR ACCESS TO THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
NO UNLAWFUL OR PROHIBITED USE
REFERENCES TO PUBLICATIONS AND OTHER COMPANIES
References to any publication or any other company in the Site are for reference and informational purposes only and are not intended to suggest that any of such companies endorse, recommend or approve of the Company’s services, analysis or recommendations or that the Company endorses, recommends or approves the services or products of such companies. News stories reflect only the author’s opinion and not necessarily that of the Company.
LINKS TO THIRD PARTY WEBSITES
The Site may contain hyperlinks to websites operated by parties other than the Company. The Company may not have screened or reviewed these websites, and they may contain or offer inaccurate, inappropriate or offensive material, products or services. The Company does not control such websites and assumes no responsibility or liability for the accuracy, reliability, legality or decency of their content, products or services. Any such hyperlinks are provided for your convenience only. The Company’s inclusion of hyperlinks to such websites does not imply any endorsement of the material on them or any association with their operators.
MODIFICATION AND MONITORING OF WEBSITE
TERMINATION AND CANCELLATION
The Company reserves the right to terminate the Site and to terminate your access to the Site, without notice at any time and for any reason, subject, in the case of AdvisorIntelligence, to the terms of your subscription agreement with AdvisorIntelligence.
JURISDICTIONAL ISSUES AND APPLICABLE LAW
Unless otherwise specified, the Company controls and operates the Site from its offices within the State of California in the United States.
- The Company does not claim that materials in the Site are appropriate or available for use in locations other than California. If you choose to access the Site from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.
- Software from the Site is further subject to United States export controls. Software from the Site may not be downloaded or otherwise exported or reexported outside the United States. By downloading or using such software, you represent and warrant that you are not located in, under the control of, or a national or resident of any country or territory outside of the United States.
You agree to be bound by any agreement or consent you transmit to or through the Site via any media or electronic device, including internet, telephone and wireless devices.